It largely depends on the country you live in because it involves the availability of investing or trading infrastructure and financial regulations in that country. Here in Germany, you may start investing with as little as 20€. There are several ways you may choose to invest, such as through your pension funds, company’s shares offerings, etc. But most famous and largely used are Banks and Brokers. Let us further breakdown details related to the costs involved.

 

  Banks Brokers
1. Account opening – You may need an open a bank account which may need a minimum deposit.
– Trading / Investing account opening charges.
– You may need a minimum deposit for a Trading / Investing account.
– Trading / Investing account opening charges.
– You may need a minimum deposit for a Trading / Investing account.
2. Type of account – If you choose to open a Margin Account, Trading Account, or account for specific security such as Commodity, Crypto, Forex, etc. accordingly all the charges will vary.
3. Stock purchasing costs – Charges to buy a stock or set of stocks, it may be a percentage of the investment amount or fixed price.
– Fixed price may include Bank / Broker fees, Purchase document fee, Exchange fee, etc.
4. Stock selling costs – Charges to sell a stock onset of stocks, it may be a percentage of the investment amount of fixed price.
– This fixed may include Bank / Broker fees, Purchase document fee, Exchange fee, etc.
5. Currency conversion costs – If you are investing in stock outside local currency, it will attract currency conversion cost and commission.
6. Spread – Unfortunately, very few retail investors are aware of this that you pay spread every time you buy or sell any security. Because of it a lot of Traders lose money.
7. Commission on profit – They may charge a certain amount or percentage on your profit.
8. Withdrawal fees – Some providers may charge you fees for withdrawing money from your account.
– Often several providers charge for express withdrawal.
9. Running / Maintenance costs – They may charge periodically certain fees to have a trading/investing account.
10. Additional services costs – Various reporting, charting, customer service may cause some costs.

You can also invest in stocks through Funds, ETFs, ETPs, CFDs, Options and Futures, Insurances, Mixed funds, Leveraged products, etc.

If you have any specific questions you may contact us on investors_valley@outlook.com .

We will try to provide the best possible answer and solution to meet your needs.

We operate in Germany, UK, USA, and India. Through our experience we help individuals to choose and execute the right investment. Our services are free, and there are no hidden fees. We won’t ask for any bank or credit card details.