At 25, most people are in their early stage of career and tries to secure their future by investing. Therefore, it becomes utterly important to understand basics of investing. There are certain ground rules, which will take one long way.
Index funds were first invented in 1975 by Vanguard founder-Jack Bogle. As of today as well they are the best instruments for passive investing. They also serve as a benchmark and has outperformed individual stock performance in long run.
Definition of rich varies based on ambitions of individuals. Some may find success working at well-paid job and possibility to give enough time to family. Other may choose to pursue bigger goals and sacrifices personal life. But even after that, there are external forces such as government , taxes etc. which impact the worthiness of wealth.
Through out the years several famous investors such as Warren Buffet, Peter Lynch and Ray Dalio etc. came up with the strategies to buy a best stock. But when to buy that particular stock is still remains as a big challenge. Buying a quality stock at it’s peak won’t give one-self expected higher returns.
Every company has it’s own trademark and signature. Similarly Apple has followed naming their products with “i”, such as famous iPhone, iPod etc. But lately Apple has and needed to shifted it’s approach. Which can be noticed in their new products and services line up, for example Apple renamed it’s music service from iTunes to Apple Music. Further, all new products and services launched are without iconic “i”, such as Apple Watch, Apple TV etc.
The world is becoming more and more digital and mobile. At the heart of this revolution is the processor. Qualcomm leads the market, it dominates of 32% of the market. Next to it, is HiSilicon with only 27% market. Rest market shared by Apple and other players.
Earlier ETFs were basically Index Funds, introduced by Vanguard’s founder John C. Bogle. Today as well Index funds are the best instruments, when it comes to passive investments. At the same time world of ETF has changed a lot. Nowadays wide variety of ETFs are available and choosing the best one for oneself became more complicated than before.
High margin businesses, such as Craigslist runs on higher profit margin. But more often they don’t want to share it with general public. That’s why they never choose to go public. This also allows them to keep their finances and operations secret.
Apple inc. is the world’s most valuable company. It is only FAANG stock which pays dividend. Are these reasons enough to invest in it?